Terms and Conditions

Last updated: July 11, 2025

Terms and Conditions

Last updated: July 11, 2025
These Terms and Conditions (“Terms”) govern your use of the Minmo website and services. By accessing or using our platform, you agree to these Terms.

1. Who We Are

Minmo is an infrastructure company that provides modular APIs for developers and organizations building financial products in African markets.

2. Use of Our Services

You agree to use Minmo’s services:

  • Only for lawful purposes
  • Without infringing on the rights of others
  • In compliance with all applicable laws and regulations

Minmo retains the right to suspend or terminate access if you violate these Terms.

3. Account and API Usage

Some services require you to register or obtain API credentials. You are responsible for:

  • Keeping your credentials secure
  • Not misusing our APIs (e.g. abusing rate limits, reverse-engineering, or reselling access)
  • Complying with our API documentation and usage guidelines

Minmo may revoke or limit access at its sole discretion.

4. Intellectual Property

All content on the site—logos, text, code, graphics, and documentation—is owned by Minmo or its licensors. You may not copy, reproduce, or distribute without permission.

5. Beta Services

Certain services may be released as beta. These are provided “as is” and may change without notice. We are not liable for any issues arising from the use of beta features.

6. Disclaimers

  • Minmo provides services “as is” and without warranties of any kind.
  • We do not guarantee uptime, uninterrupted service, or bug-free software.
  • You use Minmo’s services at your own risk.

7. Limitation of Liability

To the fullest extent permitted by law, Minmo shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services.

8. Indemnification

You agree to indemnify and hold Minmo harmless from any claims arising from your misuse of our services, violation of these Terms, or infringement of any third-party rights.

9. Modifications

Minmo may update these Terms from time to time. Changes take effect when posted. Continued use of the service constitutes acceptance of the revised Terms.

10. Governing Law

These Terms are governed by the laws of the Republic of Kenya. Disputes will be resolved in the courts of that jurisdiction.

11. Contact

Questions? Reach us at info@minmo.to